If a covered injury causes the death or loss of sight or limbs of the insured person, a benefit will be paid upon receipt of due proof that:
- The insured has sustained a loss of the type listed below within 180 days after suffering the injury and
- Such loss resulted directly and independently of all other causes from such injury.
Loss of a hand or foot is actual severance through or above the wrist or ankle joint. Loss of an eye is the complete and irrevocable loss of sight of the eye. The total benefits payable under this coverage to one insured who suffers more than one such loss from one accident shall not exceed $25,000.
If more than one loss occurs from one accident only one amount, the larger, will be paid.
Aggregate Limit of Liability
The Aggregate Limit shown in the Schedule of Benefits is the maximum amount payable by Us for all Claims incurred for all Insureds under the Policy which are caused by any one Incident that occurs when the Policy is in force. If this limit is not sufficient to pay the total of all such Claims, then the Benefit payable to any one Insured will be determined in proportion to our total aggregate limit of liability.